Description
The Designated Home State (DHS) license was created to provide residents of non-licensing states a means to designate a home state for the purposes of reciprocity and compliance. You should only obtain a DHS License if you reside in one of the following non-licensing states: Colorado, Illinois, Kansas, Maryland, Massachusetts, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, Washington D. C., or Wisconsin.
A DHS license basically works just like having your home state license and is vital if you want to work any claims outside of your non-licensing state. While a host of different states offer a DHS license, the Florida 70-20 Nonresident DHS license is our top recommendation. It offers great reciprocity, you can take the exam online with us, and Florida has the quickest application turnaround time in the country.
Florida DHS adjuster candidates must take an approved pre-licensing course and pass an exam before applying for their license. Our Florida Certified Adjuster Pre-licensing Course satisfies both requirements. Once you complete the course and pass the included exam, you can apply for your 70-20 license. Our Florida Certified Adjuster Designation is the fastest and simplest way to get your Designated Home State License.
While obtaining your license is the most important step to becoming a claims adjuster, you shouldn’t stop there! Our Total Adjuster Package was developed to give new adjusters everything they need to get started, get hired, and get to work. Plus, you’ll save almost $250 off individual pricing when you bundle your Florida Pre-Licensing Course + Exam, Xactimate Training, Residential Construction Basics, Soft Skills: The Art of Insurance Adjusting, and our Adjuster Success Method.
Note: After purchase, all of these courses will be available in your personal online classroom. We highly recommend you take them in the order they are listed below. While our Xactimate course is approved for CE in certain states, you must hold a valid license before taking any course you intend to submit for continuing education credit.
1. Florida Certified Adjuster Pre-Licensing Course + State Licensing Exam (42 Hours)
Our Certified Adjuster Pre-licensing Course with State Exam is the fastest and simplest way to get your Florida DHS License, and you can complete it all online with AdjusterPro. Candidates must take an approved pre-licensing course and pass an exam before applying for their license. This course satisfies both requirements. Once you complete the course and pass the included exam, you can apply for your DHS license. This course includes workers’ comp.
This online course includes full access to our Smart Pass Toolkit, which features smart quizzes, unlimited practice exams, and exam-readiness reporting, all tailored to help you pass with confidence. We recommend achieving 90% or higher on your practice exams before taking the state exam.
2. Residential Construction Basics (4 Hours)
You can’t estimate what you don’t understand. This course covers foundations, different structures and materials, exterior and interior components, and mechanical and electrical systems. We recommend taking this course before you attend your Xactimate class, as it will help you make the most of the software training.
3. Tactical Xactimate Training (3-Night Live Webinar, 12 Hours)
Learn the industry’s most popular software from Xactimate Certified Trainer, Nadine Bisson. By the end of this live training, you’ll be able to write a rock-solid, accurate estimate from start to finish, utilizing the “Sketch” tool. The course will also prepare you to pass Verisk’s Level 1 and 2 Xactimate Certification Exams. (Looks great on your resume!) You can choose your date anytime after purchase – there’s no deadline to decide. Multiple dates are available, with new options added on a regular basis.
4. Soft Skills: The Essential Art of Adjusting (4 Hours)
Technical skills build estimates, but soft skills close claims and keep clients happy. Learn how to communicate effectively, manage expectations, and navigate complex interactions with policyholders to resolve claims smoothly and professionally.
5. The Adjuster Success Method (4 Hours)
Don’t just get a license, set yourself up for a successful career. Veteran adjusters share best practices for getting hired, what tools you’ll need to get the job done, and explain what to expect and how to successfully close your first claims in this one-of-a-kind training course.
If you’re serious about becoming a successful insurance adjuster, look no further. Our award-winning support team of real people will be available at every step to answer questions or provide help when you need it.
Florida Certified Adjuster Pre-Licensing Course Information: This course is approved for the following adjuster license types: 6-20 Resident, 7-20 Non-resident, 70-20 DHS, 3-20 Public Adjuster (Step 1.) Students earn the All-Lines Training Certified Adjuster (CA) Designation per Florida Statute 626.221 (j)
Paul B. (verified owner) –
This was really set up well with the way the different categories were used. This would be very good for someone who is unfamiliar with insurance.
Sean P. (verified owner) –
Matthew M. –
Adiaratou S. –
The website logged me out unexpectedly during the final exam, so I had to log back in. That took away some time from the exam, and it was a bit stressful trying to catch up. Besides that, everything was great, the lecture was very detailed and covered great material.
samuel Jack M. –
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Curran L. (verified owner) –
clay o. (verified owner) –
the trick questions were an impairment to learn the information. the test should be 100 questions. The 150 question format leads to needles bloat and repeated questions. also its harder to weight the percent each question is worth. if its 100 questions each answer is worth 1% of the grade.
tramarquez b. (verified owner) –
great course
Jalisa T. (verified owner) –
This course was very very detailed and definitely worth it.
Bryan R. (verified owner) –
Sean P. (verified owner) –
fantastic learning experience
Daniel S. (verified owner) –
link back to learning modules from incorrect questuins in practice exams
Ibrahim S. (verified owner) –
Jennifer C. (verified owner) –
Excellent content overall! I enjoyed the style of learning with frequent quizzes that were slightly different here and there. I did notice that several of the time estimates for chapter completion were skewed. It would take longer for a course to be read by the narrator than it was estimated to fully complete it. Overall, I would highly recommend based upon the course delivery and would explain to others to allow for more time to complete.
Jorge A. (verified owner) –
Zachary B. –
n/a
Dyanne M. –
Xavier W. (verified owner) –
Maxmillian H. (verified owner) –
You could use some female and multi cultured voices in your videos and there was a concerning amount of gendering language throughout the course that should be reviewed. otherwise very helpful!
Ashley G. –
hard but worth it
Michelle M. –
I really enjoyed this course. The only thing I would improve is the workers comp and some of the texas sections as there wasnt really any PDF’s to study later. I did record all of the timer problems I had so that you would have something to refer back to if you encountered that problem again. I hope it helps. I will be referring you to other people that are interested in this line of work. Thank you.
Campbell G. –
N/a.
Dean R. –
Hamza L. –
I enjoy taking this course with adjuster pro the outline and videos in the course were very descriptive and helpful!
Lovinsky E. (verified owner) –
I appreciate the length of time that I was given to take the class and test. I signed up for this course since the end of October 2024, and I took the test on March 13th, 2025. I really appreciate that.
cyerra m. –
great course , it was very helpful.
Callie S. –
Carroll D. –
Morrissa F. –
great
Pierson R. (verified owner) –
This was a very good course and went in depth about every topic.
Jared R. (verified owner) –
i dont like the timed segments, i feel some parts are too long. i did enjoy the course !
Kelly G. –
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Holly K. (verified owner) –
Leidy Mariam P. (verified owner) –
very good
Julie S. (verified owner) –
Matthew C. (verified owner) –
Issac L. –
Christopher D. –
Great curriculum!
Julie C. –
Vaishali M. –
In depth knowledge session
Courtney W. (verified owner) –
I am so glad I chose to learn this material through Adjuster Pro! I can now apply for my license, and claims adjuster positions thereafter, with confidence and a thorough understanding of the claims process. The course resources, especially the study bank, were a tremendous asset while learning the material of this course. The ability to learn on my own time/pace was an essential factor to my success here, too. I would recommend this course 10 out of 10 times to anybody interested!
YARA B. –
TERRELL S. (verified owner) –
Zueann M. (verified owner) –
Ryan P. –
10 out of 10 would highly recommend
Ismael C. (verified owner) –
Very Informational and explained the topics well. PDF’s were a good touch for studying.
Geoff M. –
Often bumped out online.
Frederick Z. (verified owner) –