Insurance adjusters are needed to handle claims from recent tornados. Register for our free webinar and learn what it takes to become an adjuster. Holiday Hours


How Much Can I Earn?

Choose the option that best fits you.
Independent - Full time
  • Independent - Full timeI want a steady flow of claims that will allow me to work a set 8 to 5 schedule.
  • Independent (Seasonal)I'm looking to stay close to home and supplement my existing income with a few claims a week.
  • Independent Catastrophe AdjusterI am a go-getter, willing to travel and want to work up to 5 claims a day / 6 days a week.
  • Staff Adjuster (Full-time)I like the security of 8-5 in an office environment with benefits.
$0 /year Get Started In some states like in NY, NC, FL daily claims could reach the same potential as CAT.

Money. And Meaning.

In the aftermath of a disaster, be the one to extend a helping hand and give hope for the future. You can make a good living for yourself and make a difference for others.

$52B Insured Catastrophic Losses 2018
$78B Insured Catastrophic Losses 2017
Elevate the Pursuit. Together.

“Ultimately, adjusting is a career I am proud of and one where I feel like I make a difference.”

Evan Mason, Insurance Adjuster


No matter what is happening in the world or in the economy, everyone and everything needs insurance, making it one of the most stable industries in the country.

  • 70M Insured Households in the US
  • 533 Claims are Filed per Hour
  • 400K Jobs Projected to Open by 2020

How This Works.

  • Get Your Adjuster License.

    Success starts by obtaining your home state license. If your home state doesn't license, we recommend getting your designated home state adjuster license from FL or TX.

    40HRS Length of Course
  • Learn the Most Essential Skills.

    Learning the basics of Xactimate and obtaining carrier-specific certifications means you can hit the ground running.

    85%+ U.S. Insurers Use Xactimate
  • Land Your First Adjusting Job.

    Create a great claims resume, join Insurance Adjusting Firm rosters (we'll send you a list of our best), and you’ll be on the way to adjusting your first claim!

    80+ Top IA Firm Potential Employers

Easy. Flexible.

“I didn’t have time to work my way up from the bottom again. I had to do something, and I had to do it fast.

Bettina Wolpow, Insurance Adjuster

Get Ready For The Knock Out.

  • How many weeks will it take me?

    192Conventional College Education

    How many weeks will it take me?

    4Becoming an Adjuster
  • How much will it cost me?

    $48KConventional College Education

    How much will it cost me?

    $1KBecoming an Adjuster
  • Will I Have Flexibility?

    NoConventional College Education

    Will I Have Flexibility?

    YesBecoming an Adjuster

(Numbers based on national averages.)

Any Questions?

Frequently Asked Questions

  • What is an insurance claims adjuster?

    A claims adjuster is a representative of the insurance company. After a policyholder submits a claim, the adjuster comes in to investigate the loss. The loss can be anything from a major home flood or fire to a small window break or fender bender. They inspect homes, conduct interviews, consult records, or perform any number of duties to gather the details surrounding the reported event. The adjuster then interprets the customer’s insurance policy and determines what is covered. In many cases, adjusters negotiate the settlement on behalf of the insurance carrier and may authorize payments to the policyholder.

  • Where do insurance adjusters work?

    There are two basic employment options for adjusters: staff adjuster or independent adjuster. Staff adjusters work directly for the insurance carrier and independent adjusters work for Independent Adjusting Firms. IA Firms are relatively new in the insurance industry but now play a vital role in claims. Insurance companies know that there will be spikes and dips in claim volume from year to year, and they set policy premiums accordingly. For example, a large insurance company might expect 30,000 claims to be filed in Galveston, Texas during a normal year, but they realize that number could spike to 130,000 if a hurricane hits.

    Claims fluctuate throughout a normal year too and these fluctuations present a staffing challenge for insurers. If they keep enough adjusters on the payroll to handle any contingency, they’d be overstaffed 90% of the time, decreasing their profitability. On the other hand, if they keep only a skeleton crew, the delay caused by trying to staff after a large spike would be disastrous for insurance companies. There are strict laws, steep fines, and public relations problems if claims are not handled on time, and it is difficult to hire qualified adjusters on short notice. Enter the Independent Adjusting Firm. Carriers now outsource claims to these firms and in turn, the firms can keep many more adjusters employed regularly.

  • How do I become a claims adjuster?

    In most states, you need to be licensed to adjust claims. The process, steps, and fees vary a bit by state but generally follow the same pattern. Get your home state, or Designated Home State (DHS) license if you live in a nonlicensing state. You need to take and pass your state adjuster exam, and submit a license application.

    To see detailed instructions for your specific state, visit Adjuster Licensing

  • Do I need a license to be a claims adjuster?

    Yes! While there are 16 states that still do not license claims adjusters, the majority of states do. Employers, either insurance carriers or Independent Adjusting Firms, need adjusters who can work a multitude of claims in a variety of areas. You will give yourself the best chance for employment by obtaining your home state, or ‘designated home state’ license, and then getting reciprocal licenses so you can work in other states as well.

  • What additional training do you recommend beyond licensing?

    We recommend all new adjusters take our Xactimate live webinar. Being proficient in Xactimate’s estimating software is a vital skill for those just entering the industry. Once you obtain your license, it is also important to get specific carrier certifications like State Farm and Allstate. You won’t be able to work claims for those carriers unless you have their certifications. Most IA Firms offer free classes throughout the year to adjusters on their rosters. Rope access training is important for adjusters wanting to work steep, high, or complex height-related claims. FEMA offers courses for adjusters wanting to become NFIP certified. Ultimately, any additional certification you can obtain regarding fire and flood or water damage will serve you well.

Take The Next Step Toward

Ready to make this career your own? Enroll in our course and obtain your license in just a few weeks.

Get Started

Still Wondering If
Claims Adjusting Is Right For You?

Learn what you need to know about getting licensed and going to work in our free webinar.

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