Ida causes massive destruction in the Gulf and flooding in the northeast. Adjusters are needed now. Visit our Storm Resource Center or join one of our Free, Live Webinars to get started today.

How Much Can I Earn?

Choose the option that best fits you.
Independent - Full time
  • Independent - Full timeI want a steady flow of claims that will allow me to work a set 8 to 5 schedule.
  • Independent (Part-time)I'm looking to stay close to home and supplement my existing income with a few claims a week.
  • Independent Catastrophe AdjusterI am a go-getter, willing to travel and want to work up to 5 claims a day / 6 days a week.
  • Staff Adjuster (Full-time)I like the security of 8-5 in an office environment with benefits.
$0 /year Get Started In some states like in NY, NC, FL daily claims could reach the same potential as CAT.

Money. And Meaning.

In the aftermath of a disaster, be the one to extend a hand and help people get on the road to recovery and rebuilding. You can make a good living for yourself and make a difference for others.

$52B Insured Catastrophic Losses 2018
$78B Insured Catastrophic Losses 2017
#29 Record-setting number of named storms in 2020

“Ultimately, adjusting is a career I am proud of and one where I feel like I make a difference.”

Evan Mason, Insurance Adjuster & Army Veteran

HOW THIS WORKS

  • GET YOUR LICENSE

    Success starts by obtaining your home state or DHS license. And that's where AdjusterPro comes in. We have resources and courses to help you get the right license, quickly. Some costs may even be covered by your GI Bill.

    40HRS Length of Course
  • ADDITIONAL TRAINING

    Learning the basics of Xactimate (we can help with that too), the industry's most popular estimating software, and obtaining carrier-specific certifications means you can hit the ground running.

    85%+ U.S. Insurers Use Xactimate
  • APPLY TO JOB ROSTERS

    Create a great claims resume that includes your service to our country, join Insurance Adjusting Firm rosters (we'll send you a list of our best), and you’ll be on the way to adjusting your first claim!

    80+ Top IA Firm Potential Employers
  • How many weeks will it take me?

    192Conventional College Education

    How many weeks will it take me?

    4Becoming an Adjuster
  • How much will it cost me?

    $48KConventional College Education

    How much will it cost me?

    $1KBecoming an Adjuster
  • Will I Have Flexibility?

    NoConventional College Education

    Will I Have Flexibility?

    YesBecoming an Adjuster

(Numbers based on national averages.)

Eligible for Reimbursement

 

Military veterans who pass, or who have passed the Texas or Louisiana adjuster exam since early 2019 can now get reimbursed for the fee. While these states’ fees are part of an agreement with the VA, some exam or licensing fees for other state adjuster licenses may also qualify for reimbursement. Please visit VA How to Use Benefits or contact them to learn more.

Texas Notice & Information
Louisiana Notice & Information

Easy. Flexible.
Fast.

“It’s possible to be making six figures within a short amount of time. The variety of work – handling all kinds of losses for all kinds of people – plus the travel and flexibility are some of the reasons I’m happy in my career.

John O'Brien, Insurance Adjuster & Marine Corps Veteran

Veterans Share Their Stories

We’ve seen first hand that veterans make excellent insurance claims adjusters. And we know the industry needs your experience and skill set. Whether it’s a large scale disaster like a hurricane or a small claim for one family, you can make a difference in the lives of others while making a great living for yourself.

 

Matt Daniels: My Adjuster Story

 

Evan Mason: A Working Adjuster’s Perspective

 

Evan & Anna Mason’s Adjuster Journey

 

John O’Brien: Military Experience a Perfect Fit for Adjusting

Frequently Asked Questions

  • Military veterans may be eligible for adjuster exam reimbursement

    Military veterans who passed any Texas insurance exam since early 2019 can now get reimbursed for the fee. Veterans may seek reimbursement of exam fees going back to February 1, 2019. To do so, apply to the U.S. Department of Veteran Affairs.

    In addition, the Texas Department of Insurance also makes it easier for active-duty military members and spouses to work as insurance agents or adjusters in Texas. TDI will also waive the application fees for military spouses who have an insurance license in another state. When they apply for their Texas license, they simply need to provide proof of Texas residency, their military identification, and their insurance credentials from their home state.

    While Texas fees are covered as part of an agreement between the VA and TDI, some exam or licensing fees for other state adjuster licenses may also qualify for reimbursement. Please visit VA How to Use Benefits page to learn more or contact them to see if your licensing exam or fees may qualify.

    View Texas Insurance Adjuster Courses

  • What is an insurance claims adjuster?

    A claims adjuster is a representative of the insurance company. After a policyholder submits a claim, the adjuster comes in to investigate the loss. The loss can be anything from a major home flood or fire to a small window break or fender bender. They inspect homes, conduct interviews, consult records, or perform any number of duties to gather the details surrounding the reported event. The adjuster then interprets the customer’s insurance policy and determines what is covered. In many cases, adjusters negotiate the settlement on behalf of the insurance carrier and may authorize payments to the policyholder.

  • Where do insurance adjusters work?

    There are two basic employment options for adjusters: staff adjuster or independent adjuster. Staff adjusters work directly for the insurance carrier and independent adjusters work for Independent Adjusting Firms. IA Firms are relatively new in the insurance industry but now play a vital role in claims. Insurance companies know that there will be spikes and dips in claim volume from year to year, and they set policy premiums accordingly. For example, a large insurance company might expect 30,000 claims to be filed in Galveston, Texas during a normal year, but they realize that number could spike to 130,000 if a hurricane hits.

    Claims fluctuate throughout a normal year too and these fluctuations present a staffing challenge for insurers. If they keep enough adjusters on the payroll to handle any contingency, they’d be overstaffed 90% of the time, decreasing their profitability. On the other hand, if they keep only a skeleton crew, the delay caused by trying to staff after a large spike would be disastrous for insurance companies. There are strict laws, steep fines, and public relations problems if claims are not handled on time, and it is difficult to hire qualified adjusters on short notice. Enter the Independent Adjusting Firm. Carriers now outsource claims to these firms and in turn, the firms can keep many more adjusters employed regularly.

  • How do I become a claims adjuster?

    In most states, you need to be licensed to adjust claims. The process, steps, and fees vary a bit by state but generally follow the same pattern. Get your home state, or Designated Home State (DHS) license if you live in a nonlicensing state. You need to take and pass your state adjuster exam, and submit a license application.

    To see detailed instructions for your specific state, visit Adjuster Licensing

  • Do I need a license to be a claims adjuster?

    Yes! While there are 16 states that still do not license claims adjusters, the majority of states do. Employers, either insurance carriers or Independent Adjusting Firms, need adjusters who can work a multitude of claims in a variety of areas. You will give yourself the best chance for employment by obtaining your home state, or ‘designated home state’ license, and then getting reciprocal licenses so you can work in other states as well.

  • What additional training do you recommend beyond licensing?

    We recommend all new adjusters take our Xactimate live webinar. Being proficient in Xactimate’s estimating software is a vital skill for those just entering the industry. Once you obtain your license, it is also important to get specific carrier certifications like State Farm and Allstate. You won’t be able to work claims for those carriers unless you have their certifications. Most IA Firms offer free classes throughout the year to adjusters on their rosters. Rope access training is important for adjusters wanting to work steep, high, or complex height-related claims. FEMA offers courses for adjusters wanting to become NFIP certified. Ultimately, any additional certification you can obtain regarding fire and flood or water damage will serve you well.

  • Why should I choose AdjusterPro?

    Our team is passionate about providing the best insurance training courses and online classroom experience in the industry. We are committed to helping you succeed at every step of your adjusting career.

    At AdjusterPro, we believe in serving our customers with transparency, honesty, and adhering to the Golden Rule, treating others as we would want to be treated.

    Building our company upon these principles, here are a few other ways we differentiate from the competition:

    • We offer over 170 courses – the most comprehensive catalog in the country
    • Our simple, engaging online training was created to help you comprehend and retain information
    • Keeping your license compliant is simple with our convenient continuing education courses
    • You’ll receive honest answers from our dedicated (real-people) customer engagement team
    • 50 states strong: we offer a path to licensing for every state
    • Over 50,000 people have trained with us
    • 8 of the country’s top 10 insurance carriers train with AdjusterPro
    • 98.4% customer satisfaction rating
    • AdjusterPro is more than just online courses. We’re the nation’s go-to resource for all things adjuster. Whether it’s licensing, reciprocity, CE, networking, tips of the trade, or career advice, we’ve got you covered.

    Whether you are just starting to explore the insurance claims industry, a Fortune 500 company, or are a veteran adjuster looking for additional training, we are here to help you reach your goals and achieve success.

Take The Next Step Toward
Earning

Ready to transition into a rewarding new career? Enroll in our course and obtain your license in just a few weeks.

Get Started

Still Wondering If
Claims Adjusting Is Right For You?

Learn what you need to know about getting licensed and going to work in our free webinar.

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