Arizona residents, follow our step-by-step guide below to get your Arizona insurance claims adjuster license. We’ve also included information on how to renew your Arizona license and what reciprocity looks like for AZ adjusters so you’ll have everything you need to obtain and maintain your license.
Not an Arizona resident? Visit the Arizona Department of Insurance website to see details on getting your nonresident license.
Let’s get started!
#1: Meet the Basic Requirements for the Arizona Adjuster License
Before you start taking steps to get your resident adjuster license, make sure you meet Arizona’s basic requirement.
- Be at least 18 years of age
That’s it! If you’re 18 years old, it’s time to determine which method of licensing you would like to pursue for your Arizona license.
#2: Choose your licensing path
There are two methods to obtaining an adjuster license in Arizona. AdjusterPro can help you with either!
Option 1: The Certified Adjuster Designation
The 40-hour Certified Adjuster Designation course is 100% online and includes a 100-question exam that exempts applicants from taking the state licensing exams. No additional testing is required. To maintain their designation, certified adjusters must complete 24 hours of continuing education every two years.
- 40-hour required course
- 100-question proctored exam
- Membership in the Association of Certified Adjusters
Certified Adjuster Designation & Exam completion grant Association membership which qualifies you for an exemption to the state exam in Arizona, without additional coursework or testing required.
Once complete, AdjusterPro will submit your completion results to SBS/NIPR so that you can apply online for your AZ adjuster license through NIPR.
Option 2: Arizona Exam Prep Course and Testing with Prometric
Students take an exam prep study course to prepare for the state exam, which is issued by Prometric. Once you complete the 40-hour course and can pass all quizzes and practice exams with flying colors, you will register to take the exam through Prometric.
The Prometric test is comprised of 150 questions and you must score at least 70% to pass. Candidates who score below 70% will need to retake the exam and pay the exam fees again. You are given 2.5 hours to complete the exam.
How to Become an Insurance Adjuster in 5 Steps
Getting your home state or designated home state license is a great start. See what else it takes to establish a successful career in the insurance claims industry.
#3: Submit an Application for Your Arizona Adjuster License
If you have obtained the Certified Adjuster Designation:
- Process and submit fingerprints according to AZ fingerprinting instructions.
- Submit your application through NIPR. When completing the NIPR online application:
- AZ residents and anyone who holds a license in the state that they live in should choose the application option: Resident
- AZ does not recognize the DHS, so anyone who does not hold a license in the state that they actually live in should choose the application option: Non-resident (No home state)
- In the “Jurisdiction and Type of License” section, check the box marked “Adjuster” under Arizona. You do not need to specify a line of authority for an adjuster license.
- All new Arizona Certified Adjuster applicants must upload their Association of Certified Adjusters Membership Letter with their NIPR online application. You will also receive a certificate of designation that does not need to be submitted to the state.
- All non-resident applicants without a license in the state that they actually reside in will be required to fill out the L-152 form as well.
- Resident adjusters also fill out the L-152, but they do so during the fingerprinting process.
- Check to see if your license has been issued at SBS
If you took Exam Prep & Passed Prometric Exam
- Complete a fingerprint background check.
- Arizona requires applicants to submit a fingerprint background check as part of their application process.
- Make sure to pass your exam before you schedule fingerprinting. The technicians will only process candidates who have passed their exam.
- Process and submit fingerprints according to the AZ fingerprinting instructions.
- Print your paid receipts for fingerprinting.
- Submit an application for your adjuster license at National Insurance Producer Registry (NIPR).
- You must apply for your license within 1 year of passing the exam or you’ll need to take and pass the exam again before applying for your license.
- Check to see if your license has been issued at SBS
#5: Complete Arizona Adjuster Continuing Education and License Renewal Requirements
Once you have your license, you’ll need to formally renew it to keep it active.
If you obtained the Certified Adjuster Designation
Once you complete your Certified Adjuster training and exam you are granted membership into the Association of Certified Adjusters and can apply for your Arizona adjuster license. To keep your adjuster license in good standing, you must maintain and renew your association membership by completing 24 hours of continuing education every two years and submit an application to us for renewal.
CE hours completed for another state, or through another approved provider, can count towards your Certified Adjuster requirements.
- ARIZONA CONTINUING EDUCATION
- If you took Arizona CE courses with AdjusterPro to meet your CE requirement, you simply need to submit an Association Renewal application to us to renew your membership. Remember, that is what the state will be verifying to keep your adjuster license active. AdjusterPro will then send you an Association Renewal confirmation letter. You then include that with your license renewal application to the state.
- OTHER STATE CONTINUING EDUCATION
- If you took another state’s CE courses, perhaps to meet a reciprocal license requirement, these can count towards the CE hours required to renew your association membership. Once you’ve completed the 24 hours of CE required, you must submit an Association Renewal application to us, along with a copy of your CE transcript, to renew your membership. We’ll send you an Association Renewal confirmation letter once your transcript has been verified. Then you can submit your renewal application to the state along with the renewal confirmation letter from AdjusterPro.
If you took Exam Prep & Prometric Exam
Arizona adjusters can renew their license through NIPR. Arizona does not require insurance adjusters to complete continuing education (CE) hours to maintain their Arizona license. But remember, you may need to complete 24 hours of CE to stay in good standing with your reciprocal licenses.
Additional Information for Arizona Insurance Adjusters
Now that you know how to become an adjuster, let’s take a detailed look at the fees and costs of getting and maintaining your license.
Arizona Adjuster Licensing Fees
Certified Adjuster Designation Method:
- AdjusterPro Certified Adjuster Course Fee: $299
- Licensing Fee: $120
- Arizona Department of Public Safety Public Service background check fee: $22.44
- Fieldprint appointment fee: $8.25
- License Renewal Fee: $120
Exam Prep Method:
- AdjusterPro Exam Prep Course Fee: $179
- Exam Fee: $49
- Licensing Fee: $120
- Arizona Department of Public Safety Public Service background check fee: $22.44
- Fieldprint appointment fee: $8.25
- License Renewal Fee: $120
Arizona Adjuster License Reciprocity
Reciprocity means an adjuster holding a home state license can apply for an adjuster license in another state without having to take that state’s exam. If you want to learn more about reciprocity and why it’s vital to your success, visit our Reciprocity: The Truth About Adjuster Licensing Agreements Between States blog article.
Fees for reciprocal licenses vary by state, but on average you can expect to pay between $40 and $60 per application, although a few states charge up to $120. To see what states will offer reciprocal licensing privileges to Arizona adjusters, visit our Arizona Adjuster Reciprocity Map. At the bottom of the page, we also offer a downloadable guide to help you prioritize which reciprocal licenses you should get first.
Arizona grants reciprocal licenses to adjusters who are licensed in their home state, as long as their license is in good standing. Arizona does not offer reciprocal licenses to adjusters who hold a designated home state, or ‘DHS’, license from any state.
Arizona Department of Insurance Contact Information
Website: Arizona Department of Insurance and Financial Institutions
Mailing Address:
Arizona Department of Insurance and Financial Institutions
100 N. 15th Avenue, Suite 261
Phoenix, AZ 85007-2630
Phone: (602) 364-3100
Email: [email protected]
Obtaining your home state license is the first step to a career as an insurance adjuster. Once you have your Arizona home state or designated home state license, you should apply for reciprocal licenses so you can work in more states, making you more attractive to potential employers.
No matter where you’re at in your insurance adjusting career, we can help.
