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Texas Adjuster Licensing
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Getting your Texas adjuster license is easy with AdjusterPro.

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Our online pre-licensing course includes the online state exam and satisfies all state requirements. No additional coursework or testing is needed. Offered 100% online, our program allows you to complete your training anywhere, anytime.

Jump to Texas Licensing & Compliance FAQs

Pro Tip #1: To qualify for the most reciprocal licenses, Texas candidates should obtain the All-Lines adjuster license. A P&C license will not be eligible for reciprocal licenses in states like Florida that only offer an All-Lines or the all-lines equivalent license type. 

Pro Tip #2: You should only take these courses if you are a Texas Resident, or if you live in a state that doesn’t license adjusters and are planning on declaring Texas your “designated home state.” Read more in: Why Adjusters Should Get Their Home State License First.

  • Texas Adjuster
    Pre-Licensing With State Exam

    Students need only complete our Texas All-lines pre-licensing course and pass the included state adjuster exam for licensure. No additional coursework or testing is required.

    • Texas All-lines 40-hr pre-licensing course
      • Texas adjuster exam
      • Printable PDFs and glossary
      • Practice exams and flash cards
      • Online proctoring option at no additional charge


  • Total Adjuster Package Pre-Licensing with Exam + Xactimate

    Save hundreds of dollars with our Total Adjuster Package. This bundle goes beyond the pre-licensing course and exam to offer vital training on Xactimate, the industry’s leading software. Along with courses that will teach you the basics of the construction process and terminology, how to find work, inspect and close a claim, and roofing fundamentals…it’s everything you need to kick start a successful career.

    • Texas All-Lines 40-hr pre-licensing course
      • Texas adjuster exam
      • Printable PDFs and glossary
      • Practice exams and flash cards
      • Online proctoring option at no additional charge
    • Construction 101 for Insurance Adjusters
    • Tactical Xactimate Training – Live Webinar
      • The most important skill new adjusters must acquire
    • The Adjuster Success Method course


    Retail Value: $876

Additional Products for Texas Adjusters

  • Texas Workers’ Comp Adjuster Exam Prep

    Our Texas Workers’ Comp Adjuster exam prep course will prepare you to pass the challenging state adjuster exam, a required step for getting your license. After completing the course, you will need to register for and pass the exam through the exam provider, PearsonVUE.

    • Texas Workers’ Comp Adjuster Exam Prep Course
      • Interactive question study bank
      • Unlimited practice exams
      • Printable PDFs and glossary
      • Optional course audio narration
      • Customizable flash cards
      • Exam readiness reporting
      • Award-winning customer service
      • Lifetime access to your course



  • Adjuster Success Method – Series 1

    Veteran adjusters share best practices for getting hired, what tools you’ll need to get the job done, and explain what to expect and how to successfully close your first claims in this one-of-a-kind new training course.



  • Customer Service in Claims Handling

    The Fundamentals of Customer Service is a new course designed to help you develop and nurture one of the most important aspects of claims adjusting. The video-based training provides tips and advice for delivering excellent customer service during the claims-handling process.

    This is not a CE course but should take roughly 2 hours to complete.



  • Texas P&C Adjuster Pre-Licensing

    Complete our Texas Property & Casualty adjuster pre-licensing course and pass the included state adjuster exam for licensure. No additional coursework or testing is required.

    • Texas P&C adjuster pre-licensing course
      • Texas adjuster exam
      • Printable PDFs and glossary
      • Practice exams



  • Texas P&C Total Adjuster Package

    Interested in the Total Adjuster Package but only need a P&C license? Look no further! This bundle includes our 40-hour P&C Adjuster Pre-Licensing Course with the state exam, Construction 101, Xactimate training, and the Adjuster Success Method webinar.




  • What is the difference between All-lines and P&C adjusters?

    The basic difference lies in which types of insurance you have the authority to handle claims for, although reciprocity is a big factor as well. The all-lines adjuster license includes property and casualty (P&C) for residential, commercial, automobile, farm & ranch, inland marine & ocean marine, as well as workers’ comp insurance. The P&C license covers all of the above, with the exception of workers’ comp. So to put it plainly, all-lines includes workers’ comp and P&C does not.

    So which license do you need? We recommend the All-Lines adjuster license because it certifies you to handle more lines of insurance and represents the most comprehensive license available. And while you may only handle residential or auto, you won’t be restricted to doing so because of your license.

    Getting an All-Lines license will also allow you to obtain the most reciprocal licenses available. States will only approve a reciprocal license for the same lines of authority you are already approved for via your home state (or DHS) license.

    So, for example, if you have a Workers’ Comp license in your home state, you’ll only qualify to get Workers’ Comp reciprocal licenses as well. You won’t qualify for a P&C and/or All-Lines reciprocal license.

    It’s also important to remember that not all states offer the same types of licenses. Florida doesn’t offer a P&C license for example. Many don’t offer a single LOA like workers’ comp or crop. And if the state you’re applying in doesn’t offer that lower license type, you are denied a reciprocal license completely.

    You can avoid the confusion and potential denials by obtaining the All-Lines license which covers the most lines of authority and therefore, offers the most reciprocity.

    For those who want a more detailed look, let’s review each type of insurance:

    Residential – property used primarily for dwelling
    Commercial – property used for business, recreation, worship, etc (not for dwelling)
    Auto – cars, motorcycles, and covered vehicles used for non-commercial transport
    Farm & Ranch – dwelling, outbuildings, barns, animals, equipment, crops in storage (crops in the field typically require separate crop insurance)
    Inland Marine – commercial trucks in transit and their cargo; docks, piers, bridges
    Ocean Marine – sea vessels and their cargo (the first type of insurance as we know it today)
    Workers’ Comp – employees injured while on the job

  • What is pre-licensing?

    While most licensing states simply require you to take and pass the exam to get licensed, other states have an additional “pre-licensing requirement.” These states require you to take a certain amount of education hours before you are allowed to register to take the state exam. AdjusterPro courses contain approved pre-licensing for all the states where it is required: Arkansas, Florida, Georgia, Mississippi, Indiana, and Texas.

  • Timers in Pre-licensing Courses

    Due to state requirements, each module in a pre-licensing course includes a timer. This ensures that the state requirement for time spent in a pre-licensing course is fulfilled.

    Once you have started a module, we recommend that you do not refresh your browser or log out of the course until the module is complete. Exiting a module early or refreshing in the middle of a module will cause the timer to reset.

    The timers are set to release sooner than it takes the average person to read the material in each section. If you’re an exceptionally fast reader, there may be times when you outpace the timer and need to wait a few minutes to proceed to the next module. For most people, the course timer will not be noticeable unless restarting the module at the very end. For that reason, we recommend completing each module in one sitting.

  • How do I get a Texas Adjuster License?

    To obtain your Texas adjuster license, complete the following steps:

    1. Meet the basic Texas Adjuster Licensing Requirements

      • Be at least 18 years or older
      • Be a United States citizen or legal alien who possesses a work authorization from the US Immigration and Naturalization Services

    2. Complete the required Texas Pre-licensing Course with state exam through AdjusterPro for the requested line of authority:

      • Texas All Lines Adjuster Pre-licensing
      • Texas Property & Casualty Adjuster Pre-licensing

    3. Process and submit Fingerprints according to the instructions on the Texas Department of Insurance (TDI) Fingerprint Requirements page

    4. Submit the application through Sircon

    5. Check to see if your license has been issued at TDI License Search

    See additional licensing details, including non-resident information, on the TDI Licensing Resources page and TDI Licensing FAQ. Or read complete licensing and compliance instructions in our How to Become an Insurance Adjuster in Texas article.


  • What are the total licensing fees for Texas?

    • AdjusterPro Course with State Exam: $279
    • License Application Fee: $50
    • Fingerprinting Fee: $70
    • License Renewal Fee: $50
  • Can I take the Texas insurance adjuster exam online?

    Yes! When you purchase one of AdjusterPro’s Texas insurance adjuster pre-licensing courses, it includes the state adjuster exam. Once you complete the included pre-licensing course and pass the exam, you can submit your adjuster application to the state. No additional training or testing is required. Make sure you select the right course for your needs and then apply for a license type that matches those lines of authority. Read more on why we recommend getting an All-Lines License.

  • Military veterans may be eligible for adjuster exam reimbursement

    Military veterans who passed any Texas insurance exam since early 2019 can now get reimbursed for the fee. Veterans may seek reimbursement of exam fees going back to February 1, 2019. To do so, apply to the U.S. Department of Veteran Affairs.

    In addition, the Texas Department of Insurance also makes it easier for active-duty military members and spouses to work as insurance agents or adjusters in Texas. TDI will also waive the application fees for military spouses who have an insurance license in another state. When they apply for their Texas license, they simply need to provide proof of Texas residency, their military identification, and their insurance credentials from their home state.

    While Texas fees are covered as part of an agreement between the VA and TDI, some exam or licensing fees for other state adjuster licenses may also qualify for reimbursement. Please visit VA How to Use Benefits page to learn more or contact them to see if your licensing exam or fees may qualify.

    View Texas Insurance Adjuster Courses

  • What does reciprocity look like for Texas?

    Texas grants reciprocal licenses to adjusters who are licensed in their home state or who hold a Designated Home State (DHS) license, as long as that state grants reciprocal licenses to Texas adjusters. CA, HI, and NY do not offer reciprocal licenses to Texas adjusters. 

    To see what states will offer reciprocal licensing privileges to Texas adjusters, visit our Reciprocity Map and select Texas. ​

  • Texas Department of Insurance Contact Information

    Website: http://www.tdi.texas.gov/licensing/agent/index.html

    Mailing Address:
    Texas Department of Insurance
    Agent & Adjuster Licensing Office
    PO Box 149104
    Austin, TX 78714-9104

    Phone: 512-676-6000
    Email: license@tdi.texas.gov

  • Why should I choose AdjusterPro?

    Our team is passionate about providing the best insurance training courses and online classroom experience in the industry. We are committed to helping you succeed at every step of your adjusting career.

    At AdjusterPro, we believe in serving our customers with transparency, honesty, and adhering to the Golden Rule, treating others as we would want to be treated.

    Building our company upon these principles, here are a few other ways we differentiate from the competition:

    • We offer over 170 courses – the most comprehensive catalog in the country
    • Our simple, engaging online training was created to help you comprehend and retain information
    • Keeping your license compliant is simple with our convenient continuing education courses
    • You’ll receive honest answers from our dedicated (real-people) customer engagement team
    • 50 states strong: we offer a path to licensing for every state
    • Over 50,000 people have trained with us
    • 8 of the country’s top 10 insurance carriers train with AdjusterPro
    • 98.4% customer satisfaction rating
    • AdjusterPro is more than just online courses. We’re the nation’s go-to resource for all things adjuster. Whether it’s licensing, reciprocity, CE, networking, tips of the trade, or career advice, we’ve got you covered.

    Whether you are just starting to explore the insurance claims industry, a Fortune 500 company, or are a veteran adjuster looking for additional training, we are here to help you reach your goals and achieve success.

Texas Pre-Licensing Course & Exam

“Finally Finished! This course helped me learn ALOT about this field and I can not wait to get started in this career path! This course you all have created is wonderful and I will be suggesting it to others that ask about schooling for this career. Thank you all.”

K. Shelton, Texas