Colorado does not license insurance adjusters. For Colorado residents who want to become licensed independent adjusters, we recommend obtaining a nonresident designated home state (DHS) license from Florida. A DHS license is required by most employers and enables you to apply for reciprocal licensing privileges.
We created the Total Adjuster Package based on the 5 Pillars of Success for new adjusters. It’s everything you need to go from unlicensed student to work-ready professional:
To get your Florida Designated Home State (DHS) license, you must take an approved pre-licensing course and pass the state exam before applying. This course satisfies both requirements. Once you complete the course and pass the included exam, you can apply for the Florida 70-20 DHS license. Includes our Smart Pass Toolkit with customizable study tools, unlimited practice exams, and exam readiness reporting.
Includes workers’ comp
Self-paced, online course and exam: available 24/7, takes roughly 42 hours to complete
Lifetime access. No 30/60/90 day completion deadline
You should only take this course if you live in a non-licensing state
Residential Construction Basics
You can’t estimate what you don’t understand. This course will teach you to identify different materials, assess damage vs. wear, and speak the language of contractors and estimating software with confidence.
Self-paced, online course: available 24/7, takes roughly 4 hours to complete
Xactimate Training
Learn the industry’s #1 estimating software from an Xactimate Certified Trainer. By the end, you’ll be able to write accurate, professional estimates, and have the skills to pass Level 1 and 2 Xactimate Certification exams.
12 hours over 3 nights live webinar and Q&A
Choose your dates after purchase
Adjuster Success Method
The industry’s “missing manual” where veteran adjusters explain how to find work, build a deployment-ready resume, and follow a proven roadmap for long-term career success.
Self-paced, online course: available 24/7, takes roughly 4 hours to complete
Soft Skills: The Art of Adjusting
Master the “human side” of claims. Learn rapport-building and conflict-resolution skills that turn difficult claims into smooth settlements.
Self-paced, online course: available 24/7, takes roughly 4 hours to complete
Why Choose This Package?
64+ Hours of Professional Training (Averages only ~$12.50/hour)
Lifetime Access: Review modules whenever you need a refresher
Award-Winning Support: From real people who are ready to help you succeed
Interest-Free Payment Plans: Available through Klarna
Getting your Designated Home State (DHS) license is just one course away. Florida’s nonresident DHS license is our top recommendation for insurance adjusters from non-licensing states. Complete the 40-hr pre-licensing course and pass the included exam, and you are qualified to apply for your Florida 70-20 license. No extra coursework. No outside testing. No hassles.
As a claims adjuster, you know that a house is more than just a roof and four walls; it’s a complex assembly of materials and systems. Understanding the fundamentals of residential construction is not just a useful skill; it’s the critical base for your entire career. In this course, we’ll cover foundations, different types of structures, exterior and interior components, and mechanical and electrical systems.
This course should take roughly 4 hours to complete.
Want to stand out in today’s competitive adjusting field? This course gives you the essential soft skills top adjusters rely on: strong communication, rapport-building, and problem-solving, so you can handle claims more effectively and advance your career with confidence. Beyond technical knowledge, this training focuses on the human element of claims handling, so you can build trust faster, think creatively and strategically, and deliver exceptional service with integrity.
This course should take roughly 4 hours to complete.
Today’s vehicles are rapidly evolving and significantly more advanced than even 10 years ago. One of the most prominent new technologies is the emergence of Advanced Driver Assistance Systems. This course will cover the basics of what constitutes an ADAS component or system, how these technologies relate to one another, and address a few repairability concerns following a loss.
This discounted bundle includes courses that will teach you how to accurately identify construction materials and components in order to write accurate damage estimates in Xactimate. It is an excellent option for those looking to become more efficient and accurate when assessing property damage in the field. Included in the package:
Estimating a Home’s Internal Structures
Estimating Cabinets, Countertops, & Trim
Estimating Commercial Damage Claims
Estimating Foundations, Framing, Windows, & Doors
Estimating Interior Walls & Floors
Estimating Mitigation & Remediation
Estimating Roofs & Exterior Walls
This package is for states that do not require continuing education. If you would like to submit these courses for CE hours, visit that state’s CE page for the correct version.
Adjuster Success Method was created to give newly licensed adjusters an inside look at the claims industry and help them develop a systematic approach to launching their careers as claims adjusters.
In this course, veteran adjusters share best practices for getting hired, what tools you’ll need to get the job done, and explain what to expect and how to successfully close your first claims in this one-of-a-kind training course. It’s about how to turn your investment of time, money, and effort into a long-term, steady, and successful career.
The Fundamentals of Customer Service is a new course designed to help you develop and nurture one of the most important aspects of claims adjusting. The video-based training provides tips and advice for delivering excellent customer service during the claims-handling process.
This is not a CE course but should take roughly 2 hours to complete.
Xactimate is the single most important technical skill a new adjuster needs. Our live, instructor-led webinar will help prepare you to pass your Xactimate Level 1 Certification exam. This webinar is comprised of three 4-hour sessions and takes place over three evenings. For additional information, visit our Tactical Xactimate Training page.
“The course was easy to navigate and helped you learn what you need to pass the adjuster’s exam. I highly recommend anyone who wants to get licensed take the AdjusterPro classes.“
David Denais, Florida
COLORADO LICENSING & COMPLIANCE FAQS
Do I need a license to be a claims adjuster?
Yes! While there are 15 states that still do not license claims adjusters, the majority of states do. Employers, whether insurance carriers or Independent Adjusting Firms, need adjusters who can handle a multitude of claims in various areas. You will give yourself the best chance for employment by obtaining your home state, or ‘designated home state’ license, and then getting reciprocal licenses so you can work in other states as well.
What if my home state doesn’t license? What is a DHS license?
If you live in a non-licensing state, you should obtain a “Designated Home State” or DHS license. A DHS license basically works just like having your home state license and is vital if you want to work any claims outside of your non-licensing state. If you live in Kansas for example, you can adjust claims there without a license, but you can’t go work claims in Florida or Texas.
While a host of different states offer a DHS license, we recommend obtaining the Florida 70-20 Nonresident DHS license. It offers great reciprocity and Florida has the quickest application turnaround time in the country.
States that do not currently license adjusters: Colorado, District of Columbia, Illinois, Iowa, Kansas, Maryland, Massachusetts, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, and Wisconsin.
What is reciprocity?
Reciprocity, or reciprocal licensing privileges, allows a licensed adjuster to obtain another state’s license without having to pass that specific state’s exam. Thank goodness, right? Once you have your home state or DHS license, you can apply for other state licenses through reciprocity.
It’s not automatic – you will need to complete the required paperwork and submit the licensing fees, but most licensing states are now reciprocal with each other, as long as your home state or DHS license holds the lines of authority that you are requesting from the new state. For example, if you hold a P&C Adjuster License, you are only qualified for a P&C reciprocal license in another state. You cannot obtain a reciprocal All-Lines license if your home state or DHS license is for P&C, because it covers fewer lines of authority.
There are some additional caveats – New York, California and Hawaii do not reciprocate with any other state for example. You can read more about the importance of reciprocity here – Reciprocity: The Truth About Licensing Agreements.
It’s also important to note that reciprocity doesn’t always go both ways. For example, New York doesn’t offer reciprocal licenses to licensed adjusters from any other state. However, there are plenty of states that will offer licensed New York adjusters a reciprocal license.
To learn what states will offer you a reciprocal license, visit our reciprocity map and click on your state.
Why should I choose an AdjusterPro Course?
Our team is passionate about providing the best insurance training courses and online classroom experience in the industry. We are committed to helping you succeed at every step of your adjusting career.
At AdjusterPro, we believe in serving our customers with transparency, honesty, and adhering to the Golden Rule, treating others as we would want to be treated.
Building our company upon these principles, here are a few other ways we differentiate from the competition:
We offer hundreds of courses – the most comprehensive catalog in the country
Our simple, engaging online training was created to help you comprehend and retain information
We won’t kick you out of your course at 30, 60, or 90 days, and then make you pay more to access it again. Unlike many education providers, we offer 18 months’ access to your CE courses and unlimited access to licensing and other training.
Your course purchase includes all the features our classroom offers. You won’t have to pay more for flash cards, exam readiness reporting, study question bank, or any of our other helpful features.
Keeping your license compliant is simple with our convenient continuing education courses
You’ll receive honest answers from our dedicated (real-people) customer engagement team
50 states strong: We offer a path to licensing for every state
Over 50,000 people have trained with us
8 of the country’s top 10 insurance carriers train with AdjusterPro
98.4% customer satisfaction rating
AdjusterPro is more than just online courses. We’re the nation’s go-to resource for all things adjuster. Whether it’s licensing, reciprocity, CE, networking, tips of the trade, or career advice, we’ve got you covered.
Whether you are just starting to explore the insurance claims industry, a Fortune 500 company, or are a veteran adjuster looking for additional training, we are here to help you reach your goals and achieve success. You can check your state’s insurance adjuster courses here.